our Services
Creators and Incubators
At Pharos, we transform ideas into reality by nurturing them and securing support from investors. Over the past seven years, we have successfully launched two groundbreaking companies in Egypt:
Kashat
Egypt’s first online nano-lending platform. Supported by a diverse network of high-net-worth individuals and top-tier investors, including Plug N Play and Africa Invest, Kashat operates as a fully licensed microfinance company regulated by the Financial Regulatory Authority (FRA). We worked closely with the FRA to establish the regulatory framework for nano-lending in Egypt. Currently, Kashat is undergoing a merger with Raseedi to enhance their online lending capabilities
Abgad
Egypt’s first education-focused consumer lending platform, also regulated by the FRA. Abgad not only supports families with educational expenses but also partners with educational institutions to manage cash flow and collaborates with corporations to address employees’ family needs. Our network spans over 70 institutions, showcasing our commitment to advancing financial inclusion in education.
We continue to innovate and create solutions to strengthen Egypt’s financial ecosystem. For inquiries or collaboration opportunities, please get in touch.
Our Services
Explore Our Services
Seed Investors in Regulated Tech-Enabled Companies
For the last eight years, Pharos has championed growth in non-banking financial services by investing in innovative, early-stage ideas ...
Bookkeeping
Pharos has established itself as Egypt’s leading independent non-bank bookkeeper. We provide trusted bookkeeping services to all brokerage firms in Egypt, as well as to high-net-worth individuals